Flexible Mortgage Loans
At Ridge Credit Union, we help you unlock the doors to your dream home with stress-free mortgage solutions. Whether you're buying or refinancing, we’re here to guide you.
Get Pre-Approved
Why Choose Our Mortgage Loans?
We make it simple, transparent, and tailored to your financial goals.
Low Interest Rates
Get industry-leading rates on fixed and adjustable mortgage terms.
Expert Guidance
Our specialists will support you from application to closing.
Fast Approvals
Complete your application in minutes and get pre-approved faster.
How It Works
Three simple steps to get the keys to your new home.
Step 1: Apply
Fill out our online form to see if you pre-qualify without affecting your credit score.
Step 2: Submit Docs
Upload your proof of income, employment history, and identity securely.
Step 3: Close & Fund
We finalize your loan and help you close on your new home smoothly.
Frequently Asked Questions
Ready to Take the Next Step?
Let us help you secure your dream home with ease and confidence.
Start Application